Water Heater Installation and Repair in Kentucky and Southern Indiana

When your hot water goes out, you don’t have time to wait. At Payne & Son’s Water Heaters and Plumbing, we provide same-day water heater repair and installation for homes and businesses across Kentucky and Southern Indiana.

Technician in blue uniform and gloves inspecting a residential water heater in a basement.

ABOUT

Your Local Water Heater Experts

Hot water is one of those things you never want to lose. Whether your unit is leaking, not heating, or it’s time for a more efficient upgrade, Payne & Son’s is here to help.


We service all makes and models and provide both residential and commercial water heater solutions throughout the Kentuckiana region. In many cases, we’re able to provide same-day service to restore your hot water as quickly as possible.

Man in a blue shirt using a torch to solder copper pipes on a gray wall near a water heater with tools and plumbing paste beside it.

Our Expertise Includes

Traditional tank water heaters

Tankless and 
hybrid models

Gas and electric systems

Water heater replacement

Maintenance and annual tune-ups

Emergency water heater repair

Same-day water heater installation (when available)

Expansion tank installation and code upgrades

Special Financing and Savings Options

We offer hassle-free financing with flexible approval options, including 0% down and 0% interest for qualified customers. Affordable monthly plans are available with payments as low as $30 per month with approved credit, so you can get the plumbing or water system upgrade you need without delay.

We are proud to offer special discounts for military members, veterans, first responders, and senior citizens as a thank you for their service and dedication to our community.

Get A Quote

WHAT’S INCLUDED

What’s Included in Every Water Heater Service

When you call Payne & Son’s, you get clear communication, dependable work, and a job done right the first time.

Professional inspection
and diagnosis

Honest recommendations
and upfront pricing

Expert installation or repair by a licensed plumber

Removal of your old unit (if replaced)

Safety and
efficiency testing

Clean-up before we leave

Tank and Tankless Water Heater Options

Every home is different and so are its hot water needs. Payne & Son’s installs and services both traditional and tankless systems, helping you choose what’s right for your household, budget, and lifestyle.

Traditional Tank Water Heaters

Reliable and affordable, ideal for most homes.

Tankless Water Heaters

Endless hot water on demand, energy-efficient, 
and built to last up to 20 years.

Hybrid Water Heaters

High-efficiency models that blend the 
best of both worlds.

WHY US

Why Homeowners and Businesses Trust Payne & Son’s

We’re not just another plumbing company, we’re a family-owned business built on integrity, craftsmanship, and respect for your home.

Master Plumber Expertise

Every installation is supervised by Michael Payne, ensuring lasting performance and safety.

Honest, Upfront Pricing

No surprises. You’ll know the cost before the work begins.

Family-Owned and Faith-Guided

We treat every customer like family and every job like it’s for our own home.

Fast, Reliable Service

In many cases, we offer same-day repair and installation, so you’re not left without hot water.

TESTIMONIALS

See Why Homeowners 
Trust Payne & Son’s

Real customers. Real experiences. Here’s what people across Kentucky and Southern Indiana say about our water heater services.

Customer Reviews

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Teresa Mae

I am so grateful!!! I needed a new kitchen faucet. I was quickly provided a quote given recommendations and repairs were completed. Will definitely use again when needed!

Smiling person with glasses and a colorful neck gaiter against a brick wall background.

Nathaniel Walsh

Michael replaced my water heater yesterday and I was very pleased with his company. When I first called him, he was out of town on a personal trip. Rather than dismissing my call as he was out of town, he took the time to speak with me and talk through the issues I was seeing with my water heater. Give Michael a call if you need help!

Smiling person with glasses and a colorful neck gaiter against a brick wall background.

Mike L1C4

Michael came and put in a new hot water heater for us and did a excellent job. Even did it on his Birthday. Great service and great people. I recommend him a 10/10. Thank you for all you did.

Smiling person with glasses and a colorful neck gaiter against a brick wall background.

Eric Goodlett

Michael is an honest, standup guy, and will treat you right.  You can trust his work. Extremely fast response. I called him Monday afternoon with a water heater leak and by Tuesday evening we had a new water heater installed. Highly recommend!  Give him a call!

Smiling person with glasses and a colorful neck gaiter against a brick wall background.

Andrew Skaggs

Mike rescued me from a basement flood that we discovered returning from vacation that wrecked our water heater. He was super helpful with troubleshooting the culprit of our leak, replacing our water heaters, and recommending the installation of a Moen Flo automatic water shut off. Highly recommend Payne & Son!

Smiling person with glasses and a colorful neck gaiter against a brick wall background.

Amy Vanhoose

I called on Monday with a very leaky tub spout.  Micheal worked me in and came out Tuesday and fixed it.  We also needed our shut off valve upgraded and he was able to  do that as well.  Very speedy service and fair pricing.

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Ethan Medley

Michael at Payne & Sons Plumbing was fantastic! Couldn’t recommend his company enough. He is knowledgeable, honest, and fairly priced. We are thankful for honest work!

Smiling person with glasses and a colorful neck gaiter against a brick wall background.

Patrice Turner

Michael was great. He was friendly, professional, and tidy. He squeezed me into a busy day and his price was more than fair. I’ll be a customer, again!

Smiling person with glasses and a colorful neck gaiter against a brick wall background.

Adam C.

I had a plumbing issue that needed urgent attention, and Michael was quick to respond. They arrived promptly, diagnosed the problem right away, and had everything fixed in no time. Not only was the service fast and efficient, but the price was also very reasonable. Highly recommended!

Smiling person with glasses and a colorful neck gaiter against a brick wall background.

Larry Watts

Payne & Sons Plumbing fixed two toilets and replaced our outdoor spigot that had been leaking into the house all in less than an hour and a half!! Very much appreciate them coming out within a week, keeping us informed of the cause/solution, and the A+ quality work. Very affordable and professional. We will definitely be contacting them for any future services!

FAQ

Water Heater FAQs

How long does a water heater last?

Most tank water heaters last 8–12 years. Tankless systems can last up to 20 years with proper maintenance.

Should I repair or replace my water heater?

If your unit is over 10 years old, leaking, or struggling to keep up, replacement may be the smarter investment.

Do you install tankless water heaters?

Yes. We install and service all major brands, including Rheem, Navien, and A.O. Smith.

Do you offer same-day water heater service?

Yes. In many cases, we offer same-day water heater repair or installation depending on availability and the type of system needed. Call us as early as possible for the fastest service.

What brands do you service?

We service all major water heater brands and models.

How much does a new water heater cost?

Cost depends on size, model, and setup. We’ll give you a clear, honest quote upfront.

LOCATIONS

Proudly Serving Kentucky and Southern Indiana

We provide professional water heater installation and repair across the Greater Louisville Metro area and surrounding communities.

Kentucky

Louisville KY

Lexington KY

Prospect KY

Goshen KY

La Grange KY

Crestwood KY

Bardstown KY

Frankfort KY

Elizabethtown KY

Taylorsville KY

Shelbyville KY

Fisherville KY

Shepherdsville KY

Mount Washington KY

Hillview KY

Cox Creek KY

Vine Grove KY

Versailles KY

New Albany IN

Southern Indiana

Jeffersonville IN

Clarksville IN

Don’t see your area listed?
‍Call 502-471-8426. We may still be able to help!

Ready for Reliable Hot Water?

Whether you need a repair, a replacement, or an upgrade, 
Payne & Son’s delivers dependable solutions you can trust.

2 water heaters professionally installed by Payne & Sons