Water Filtration & Softener Systems in Kentucky and Southern Indiana

If your home has hard water, mineral buildup, or poor-tasting tap water, Payne & Son’s Water Heaters and Plumbing delivers reliable solutions that improve your water quality and your daily comfort. We install and service whole-home filtration systems and water softeners designed to reduce contaminants, protect your plumbing, and give your family cleaner water.

Water softener system installed in a basement with a tall black tank and a black brine tank beside it under a small window.

ABOUT

Cleaner, Safer Water for Your Home

Homes across Kentucky and Southern Indiana often struggle with hard water, chlorine odors, sediment buildup, and other water-quality issues. Our filtration and softening systems are designed to address these challenges while protecting your plumbing fixtures, extending appliance lifespan, and improving your family’s everyday water experience.


We install and service both residential and commercial systems throughout the Greater Louisville Metro and surrounding communities.

Water filtration system in a basement with a tall black tank and a black brine container against a concrete wall.

Our Expertise Includes

Whole-home water filtration systems

Water softener installation and replacement

Reverse osmosis drinking water systems

Filter changes and routine maintenance

System diagnostics and repairs

Hard water testing and evaluation

Iron and sediment filtration

Special Financing and Savings Options

We offer hassle-free financing with flexible approval options, including 0% down and 0% interest for qualified customers. Affordable monthly plans are available with payments as low as $30 per month with approved credit, so you can get the plumbing or water system upgrade you need without delay.

We are proud to offer special discounts for military members, veterans, first responders, and senior citizens as a thank you for their service and dedication to our community.

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WHAT’S INCLUDED

What’s Included in Every Water Filtration Service

When you call Payne & Son’s, you get more than a quick install. You get clear communication, dependable service, and a system set up the right way. Every project is handled by a licensed professional who takes pride in delivering clean, healthy water for your home.

Professional inspection and water quality assessment

Honest recommendations and upfront pricing

Expert installation or repair by a licensed plumber

Filter setup, system calibration, and performance testing

Removal of old equipment (if applicable)

Clean-up and walkthrough before we leave

Water Filtration and Softener Options

Every home’s water is different and the right solution depends on your water supply, plumbing system, and long-term goals. We help you choose the system that fits your lifestyle, budget, and water quality needs.

Whole-Home Water Filtration Systems

Water Softener Systems

Reverse Osmosis Systems

WHY US

Why Homeowners and Businesses Trust Payne & Son’s

We’re not just another plumbing company, we’re a family-owned business built on integrity, craftsmanship, and respect for your home.

Master Plumber Expertise

Every repair is led by Michael Payne, a certified Master Plumber with years of real-world expertise.

Honest, Upfront Pricing

We’ll tell you exactly what’s wrong and what it takes to fix it. No hidden costs, no surprises.

Family-Owned
and Faith-Guided

Our business is built on integrity, respect, and doing right by every customer.

Fast and Accurate Leak Detection

We use professional-grade tools and years of experience to locate and repair leaks with minimal disruption.

TESTIMONIALS

See Why Homeowners Trust Payne & Son’s

Here’s what people across Kentucky and Southern Indiana say about our water filtration and softener services.

Smiling person with glasses and a colorful neck gaiter against a brick wall background.

Teresa Mae

I am so grateful!!! I needed a new kitchen faucet. I was quickly provided a quote given recommendations and repairs were completed. Will definitely use again when needed!

Smiling person with glasses and a colorful neck gaiter against a brick wall background.

Nathaniel Walsh

Michael replaced my water heater yesterday and I was very pleased with his company. When I first called him, he was out of town on a personal trip. Rather than dismissing my call as he was out of town, he took the time to speak with me and talk through the issues I was seeing with my water heater. Give Michael a call if you need help!

Smiling person with glasses and a colorful neck gaiter against a brick wall background.

Mike L1C4

Michael came and put in a new hot water heater for us and did a excellent job. Even did it on his Birthday. Great service and great people. I recommend him a 10/10. Thank you for all you did.

Smiling person with glasses and a colorful neck gaiter against a brick wall background.

Eric Goodlett

Michael is an honest, standup guy, and will treat you right.  You can trust his work. Extremely fast response. I called him Monday afternoon with a water heater leak and by Tuesday evening we had a new water heater installed. Highly recommend!  Give him a call!

Smiling person with glasses and a colorful neck gaiter against a brick wall background.

Andrew Skaggs

Mike rescued me from a basement flood that we discovered returning from vacation that wrecked our water heater. He was super helpful with troubleshooting the culprit of our leak, replacing our water heaters, and recommending the installation of a Moen Flo automatic water shut off. Highly recommend Payne & Son!

Smiling person with glasses and a colorful neck gaiter against a brick wall background.

Amy Vanhoose

I called on Monday with a very leaky tub spout.  Micheal worked me in and came out Tuesday and fixed it.  We also needed our shut off valve upgraded and he was able to  do that as well.  Very speedy service and fair pricing.

Smiling person with glasses and a colorful neck gaiter against a brick wall background.

Ethan Medley

Michael at Payne & Sons Plumbing was fantastic! Couldn’t recommend his company enough. He is knowledgeable, honest, and fairly priced. We are thankful for honest work!

Smiling person with glasses and a colorful neck gaiter against a brick wall background.

Patrice Turner

Michael was great. He was friendly, professional, and tidy. He squeezed me into a busy day and his price was more than fair. I’ll be a customer, again!

Smiling person with glasses and a colorful neck gaiter against a brick wall background.

Adam C.

I had a plumbing issue that needed urgent attention, and Michael was quick to respond. They arrived promptly, diagnosed the problem right away, and had everything fixed in no time. Not only was the service fast and efficient, but the price was also very reasonable. Highly recommended!

Smiling person with glasses and a colorful neck gaiter against a brick wall background.

Larry Watts

Payne & Sons Plumbing fixed two toilets and replaced our outdoor spigot that had been leaking into the house all in less than an hour and a half!! Very much appreciate them coming out within a week, keeping us informed of the cause/solution, and the A+ quality work. Very affordable and professional. We will definitely be contacting them for any future services!

FAQ

Water Filtration & Softener FAQs

Do I need both a filtration system and a softener?

Filtration removes contaminants and odors, while softeners remove hard minerals. Many homes benefit from both working together.

How long do these systems last?

Most filtration and softening systems last 10–15 years with proper maintenance. Reverse osmosis filters may need more frequent servicing.

Can you replace my old system?

Yes, we remove failing or outdated systems and install reliable, high-efficiency replacements.

Will a water softener change the taste of my water?

Softened water may feel smoother but is still safe to drink. For enhanced taste, many homeowners pair a softener with filtration.

Do you install reverse osmosis systems?

Yes. We install and service reverse osmosis systems for cleaner, better-tasting drinking water.

Does filtration help protect appliances?

Yes, removing sediment and chlorine significantly extends the lifespan of dishwashers, water heaters, and fixtures.

LOCATIONS

Proudly Serving Kentucky and Southern Indiana

We provide professional water heater installation and repair across the Greater Louisville Metro area and surrounding communities.

Kentucky

Louisville KY

Lexington KY

Prospect KY

Goshen KY

La Grange KY

Crestwood KY

Bardstown KY

Frankfort KY

Elizabethtown KY

Taylorsville KY

Shelbyville KY

Fisherville KY

Shepherdsville KY

Mount Washington KY

Hillview KY

Cox Creek KY

Vine Grove KY

Versailles KY

New Albany IN

Southern Indiana

Jeffersonville IN

Clarksville IN

Don’t see your area listed?
‍Call 502-471-8426. We may still be able to help!

Ready for Cleaner, Better Water?

Improve your home’s water quality with professional filtration and softener solutions from Payne & Son’s. Whether you need a new installation or system maintenance, we deliver dependable results backed by licensed expertise.

Water softener system installed in a wooden framed basement wall with pipes connected.